Health Insurance Benefits
Instructions
please see the attached sample paper.Managers need to understand the impact on the financial viability of a health service organization for providing care to the uninsured or underinsured. Review the following case scenario and provide a substantive 150 to 200 word response that thoroughly answers each of the following questions: Joe Smith is a 27- year-old Caucasian male who works two part-time jobs for two different construction companies. Joe has been having dizzy spells off and on for the past two months. While driving to work one day, he loses consciousness and is involved in a motor vehicle accident. Joe is admitted to your not-for-profit hospital with a broken leg and multiple lacerations.
Answer
Case Study: Mr. SmithMr. Smith qualifies as an uninsured person, since employees only offer insurance cover to permanent workers. In the case of Mr. Smith, his employer will not offer the healthcare insurance benefits, since they do not see non-permanent workers as contributing to the future production of the firm. Besides, the move by business owners not to enlist workers in their health cover program is primarily because it helps in reducing the medical expenses of the business. For Smith, failure by the employer to cater for his medical needs after the accident will force the not-for-profit organization to chip in and provide the service. The not-for-profit hospital would receive reimbursement on the services provided by lowering the healthcare costs. This move will ensure that the pati...
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