MicroFinance
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Article summaryGroup-based microfinance is one of the approaches, which aims at benefiting the poor and the unbankable. Most poor persons fail to access financial products such as microcredit, microfinancing, and microinsurance. The group-based microfinance has been instrumental in assisting the poor persons to save, invest, source of income and empowerment (especially among women). This article's study is to investigate if the hypothesis that group-based microfinance is ineffective is true or false. The Indian self-help group (SHGs) is a case study to the above hypothesis, with a majority of the poor persons in the country aiming at benefiting from being members. The study involved the qualitative method of collecting data. The two methods in use include the Focus Group Discussion (FDG) a...
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